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80後香港人,旅居全世界

《What is Wealth?》

 “Set a goal to become a millionaire for what it makes you to achieve it. Do it for the skills you have to learn and the person you have to become.”

Wealth is a really big topic. Depending on who you ask, you’ll hear a different definition of wealth. To name just a few elements of wealth:

  • Financial aspects
  • Physical and mental health
  • Relationships with family and friends
  • Social capital
  • Purpose, values, impact on others
  • Optimal levels of stress
  • Safety and security

This list could extend several pages, but these are enough examples to keep moving forward. As mentioned in the introduction, since wealth is such a broad topic, this post is going to narrow it down and primarily the financial levels of wealth.

Life is meant to be enjoyed and to be lived with a purpose. Accumulating wealth is a by-product of those efforts. Building wealth is important, but it’s not the main goal. 


Financial success can be achieved before being financially independent, or rich. There is financial success in all the levels. Having clearly defined values is a win, so is being consumer debt free. Both of these things happen well before financially independence or being rich. Enjoy the little victories and remember financial success comes in stages.


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